PRIVACY POLICY

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean VA & Military Employees Federal Credit Union. This is our privacy notice for our members. When we use the words "you, and "your" we mean all of our consumer members who have a continuing relationship with us, such as a deposit account, loan account, credit card, Self-directed Individual Retirement Account where we act as custodian or trustee, financial, investment, or economic advisory services (for a fee), and home mortgage brokerage.

We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.
We will first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control. A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from information we receive from you on applications or other forms, information about your transactions with us, with our affiliates, with nonaffiliated third parties, and information from a consumer reporting agency.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES- We will not disclose your nonpublic personal information to nonaffiliated third parties, accept as permitted by law.
NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS- We do not disclose nonpublic personal information about former members, except as permitted by law.
AUTHORIZED SHARING- JOINT MARKETING
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

-Nonpublic personal information we receive from you on an application or other forms, such as name, address, social security number, assets, income, and date of birth.

-Nonpublic personal information about your transactions with us, such as account balances, account activity, types of accounts, credit card usage, payment history, deposit history, parties to the transaction.

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to non affiliated third parties as permitted by law.
Types of Businesses- We may disclose nonpublic personal information with financial service providers, such as insurance providers and mortgage providers.
Reason For Disclosing- We may disclose nonpublic personal information about you to other financial institutions with whom we have joint marking agreements to provide our members with information about additional products and services.
Copyright © 2002 - All rights reserved.
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