NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
|We, our, and us, when
used in this notice, mean VA & Military Employees Federal Credit Union.
This is our privacy notice for our members. When we use the words "you,
and "your" we mean all of our consumer members who have a continuing
relationship with us, such as a deposit account, loan account, credit card,
Self-directed Individual Retirement Account where we act as custodian or
trustee, financial, investment, or economic advisory services (for a fee),
and home mortgage brokerage.
We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information.
|We will first define some terms:|
|THE INFORMATION THAT WE COLLECT|
|We collect nonpublic personal information about you from information we receive from you on applications or other forms, information about your transactions with us, with our affiliates, with nonaffiliated third parties, and information from a consumer reporting agency.|
|THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION|
|We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.|
|NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES- We will not disclose your nonpublic personal information to nonaffiliated third parties, accept as permitted by law.|
|NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS- We do not disclose nonpublic personal information about former members, except as permitted by law.|
|AUTHORIZED SHARING- JOINT MARKETING|
|We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:|
|Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to non affiliated third parties as permitted by law.|
|Types of Businesses- We may disclose nonpublic personal information with financial service providers, such as insurance providers and mortgage providers.|
|Reason For Disclosing- We may disclose nonpublic personal information about you to other financial institutions with whom we have joint marking agreements to provide our members with information about additional products and services.|
Copyright © 2002 - All rights reserved.